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Andover, MA

Senior Tax Exemptions

All applications for tax exemptions require the following documents: Birth certificate, death certificate, evidence of home ownership and occupancy, and income tax returns or IRS response to Form 4506 filing. (*This amount includes all money in checking or savings accounts, CD’s, mutual funds, stocks or bonds, etc.)
Clause Program	Exemption Amount	Requirements
41A Real Estate Tax Deferral	• The entire tax bill may be deferred with certain long-term limitations • Total amount cannot exceed 50% of the value of your property • Deferred amount incurs interest at 5%, payable with the deferred amount on release of a lien filed against your home	A. Own and occupy the property on July 1st. B. Must be 65 years of age on or before July 1st. C. Domiciled in Massachusetts for the preceding 10 years. D. Owned and occupied real estate in MA as your domicile for at least 5 years. E. Must have gross receipts from all sources in preceding year not exceeding $40,000.
41C	• Initial amount is $1,000 per year • Maximum amount is $2,000 per year	A. Owned and occupied the property on July 1st. B. Must be 70 years old on or before July 1st. C. Continuously domiciled in MA for the 10 years preceding the application. D. Owned and occupied the property or other property in MA for 5 years. E. Annual gross receipts (income) cannot exceed: Single: $20,000. Married: $30,000. F. Whole estate (not including home value unless home is 4+ apartments) cannot exceed: Single: $40,000. Married: $55,000.
17D	• Initial Amount is $175.00 per year. • Maximum amount is $350.00 per year.	A. Either, surviving spouse (on or before July 1st) who owns and occupies the property as their residence. B. Or, person 70+ (on or before July 1st) has owned and occupied the property as residence for at least 5 years. C. Or, a minor child of a deceased parent D. Whole estate (not including home value unless home is 4+ apartments) cannot exceed: $40,000*

Clause Program	Exemption Amount	Requirements
22 Veterans	• Initial amount is at least $400.00 per year • Maximum amount is at least $800.00 per year	Applicants must certify through the Veterans Administration at least a 10% disability connected with war service.
37 Blind Persons	• Initial amount is $500.00 per year • Maximum amount is at least $1,000 per year	Applicants must be declared legally blind as of July 1st and provide proof by a certificate issued by the Massachusetts Division of the Blind.